Privacy Policy

Full Circle Insurance Brokers (“we,” “us,” or “our”) respects your privacy and is committed to protecting it. This Privacy Policy describes how we collect, use, disclose, and safeguard your information when you visit our website fullcircleinsurancebrokers.com (the “Site”), use our online services, request quotes, contact us, or interact with us in other ways. This policy applies to information we collect on the Site and through related channels.

By using the Site, you consent to the practices described in this policy. If you do not agree, please do not use the Site.

Information We Collect

We may collect:

• Personal Information you provide: Name, email address, phone number, mailing address, date of birth, driver’s license info, vehicle/home details, Social Security number (for quotes/applications), and any other information you submit via quote forms, contact forms, or email.
• Automatically Collected Information: IP address, browser type, device information, pages visited, time spent on the Site, and referring URLs. We may use cookies, web beacons, or similar technologies.
• Information from Third Parties: Data from insurance carriers, credit reporting agencies, or partners when you request services.

How We Use Your Information

We use the information to:

• Provide insurance quotes, process applications, and service policies.
• Respond to inquiries and improve customer service.
• Send marketing communications (with your consent where required).
• Analyze Site usage and improve our services.
• Comply with legal obligations, prevent fraud, and enforce our agreements.

Sharing Your Information

We do not sell your personal information. We may share it with:

• Insurance carriers and underwriters to provide quotes and coverage.
• Service providers (e.g., website hosting, CRM like EZLynx, analytics tools) who are contractually obligated to protect your data.
• Affiliates or partners as permitted by law.
• Law enforcement or regulators when required by law (e.g., GLBA exceptions).

We may share nonpublic personal information as allowed under the Gramm-Leach-Bliley Act and NC regulations. You may have opt-out rights for certain sharing—contact us for details.

Data Security

We implement reasonable administrative, technical, and physical safeguards to protect your information. However, no system is completely secure, and we cannot guarantee absolute security.

Cookies and Tracking

We use cookies for functionality, analytics, and personalization. You can manage cookie preferences through your browser settings. We may use Google Analytics or similar tools—see their privacy policies for more.

Your Rights and Choices

• Access, correct, or delete your information (subject to legal limitations).
• Opt out of marketing emails (unsubscribe link provided).
• For certain sharing under GLBA, you may have opt-out rights.

Contact us to exercise these rights. Residents of states with additional privacy laws (e.g., CCPA) may have enhanced rights—let us know your location for specifics.

Children’s Privacy

Our Site is not directed to children under 13. We do not knowingly collect data from children.

Third-Party Links

The Site may contain links to other websites. We are not responsible for their privacy practices.

Changes to This Policy

We may update this policy periodically. Changes will be posted here with an updated “Last Updated” date. Continued use of the Site after changes constitutes acceptance.

Contact Us

For questions about this Privacy Policy, contact:

This policy is governed by the laws of North Carolina.